Insurance Term

HMO (Health Maintenance Organization)

A managed care plan that provides care through a network of doctors and requires a primary care physician (PCP).

Detailed Explanation

HMOs emphasize preventive care and cost control. Referrals are usually needed to see specialists.

Premium Study Material

Don't just memorize terms.
Master the exam.

Get access to 650+ exam-like questions, detailed explanations, and specific state law-supplements for your state.

Pass Guarantee
State-Specific Content
Unlimited Practice Tests
Instant Feedback
Practice QuestionEasy

Which of the following best describes the concept of HMO (Health Maintenance Organization)?

Start Practicing →

State Life & Health Insurance Exam Hubs