To pass the Alaska Life & Health licensing exam on your first attempt, follow a structured preparation strategy: First, thoroughly master core national insurance products — term and permanent life, major medical, disability income, Medicare supplement, and annuities. Second, dedicate focused study time to Alaska-specific statutes under Title 21 and regulations under 3 AAC, including Director powers, producer licensing, 3 AAC 26 fair claims settlement timeframes (10/15/30 working days), 20-day replacement free-look rules, and Alaska Life & Health Insurance Guaranty Association limits. Third, complete at least 300+ scenario-based practice questions and timed mock exams until you consistently score 80% or higher, well above Alaska's 70% passing threshold.

The combined Alaska Life, Accident & Health examination administered by Pearson VUE contains approximately 110 multiple-choice questions (including unscored pretest questions) with a 2-hour and 15-minute (135 minutes) time limit. To pass, you must achieve a scaled score of at least 70%. Single-line Life-Only and Accident/Health-Only exams (65 questions each, 105 minutes) are also available for candidates pursuing single-line licensing.

The examination covers national insurance principles and Alaska state-specific regulations. National topics include basic contract law, life insurance policy types and riders, annuities (fixed, variable, indexed), group insurance, disability income, individual and group health coverages, and senior products (Medicare supplement and long-term care). Alaska-specific topics test Title 21 and 3 AAC rules, including Division of Insurance licensing regulations, fiduciary duty and 5-year recordkeeping, unfair trade practices, fair claims settlement standards (3 AAC 26), replacement regulations (3 AAC 28), and the Alaska Life and Health Insurance Guaranty Association.

The Alaska insurance examination fee is $89 per attempt, payable directly to Pearson VUE when scheduling. Examinations are administered at authorized Pearson VUE test centers throughout Alaska (including Anchorage, Fairbanks, Juneau, Kenai, Ketchikan, Kodiak, and Wasilla) as well as via Pearson VUE OnVUE remotely proctored online testing. You can register and schedule online through the Pearson VUE Alaska Insurance portal (home.pearsonvue.com/ak/insurance). On exam day, you must present two forms of valid, unexpired identification (one government-issued photo ID).

Alaska does not mandate classroom pre-licensing education hours by statute (self-study is permitted). To obtain a resident producer license, you must: (1) be at least 18 years of age and an Alaska resident, (2) pass the Pearson VUE licensing examination with a score of 70% or higher, (3) complete fingerprinting for state and FBI criminal background checks through an approved vendor, and (4) submit your official resident producer application electronically via NIPR (nipr.com) with the Alaska Division of Insurance licensing fee.

If you do not pass the Alaska exam, Pearson VUE will provide a diagnostic score report showing your performance breakdown across content areas. You can schedule a re-examination after a 24-hour waiting period; the full $89 fee applies for each attempt. Once licensed, Alaska resident producers must complete 24 hours of approved Continuing Education (CE) every two-year licensing cycle, with at least 3 hours in approved Insurance Ethics.