Alaska Property & Casualty
Insurance Exam
Don't leave your insurance license to chance. Study national core concepts and your state's licensing rules for the Property-only, Casualty-only and Property & Casualty exam. Same format, same difficulty, same tricky answer choices.
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How to Pass the AK Pearson VUE Insurance Licensing Exam
Passing the Alaska P&C exam requires mastering automobile insurance (50/100/25 limits), homeowners policy forms, commercial liability (CGL), workers compensation, and Alaska Division of Insurance statutes and regulations.
Topics Covered
Who Takes This Exam?
Aspiring Insurance Agents
Anyone seeking a Property & Casualty insurance license in Alaska must pass this state licensing exam administered by Pearson VUE.
Pre-Licensing Requirements
You must be 18+, complete pre-licensing education requirements, and submit any required documentation before your Alaska insurance license can be issued.
Official Licensing Resources
Access official state contacts, exam guides, and scheduling portals:
Master Your Alaska Insurance Licensing Exam
Learn from expert insights and avoid the most common pitfalls that trip up test-takers in Alaska, and master key terms in our Glossary.
Study Tips
Expert strategies for success
Master Alaska Title 21 and 3 AAC 26 Claims Rules
Memorize the exact working-day timelines for claim acknowledgment (10 days), decision upon proof of loss (15 days), and payment of undisputed claims (30 days), as well as the 45-day property nonrenewal notice.
Know Alaska Auto Limits (50/100/25)
Alaska has some of the highest state minimum auto liability limits in the nation (50/100/25). Pay close attention to split limit calculations and UM/UIM rejection requirements.
Master Homeowners & Dwelling Policy Forms
Know HO-2 (Broad Form), HO-3 (Special Form), HO-4 (Renters), HO-5 (Comprehensive Form), and HO-6 (Condo) inside out, including open vs named perils and replacement cost vs ACV.
Understand Commercial CGL & Workers Compensation
Study occurrence vs claims-made CGL triggers, retroactive dates, tail coverage, and Alaska Workers Compensation Act (AS 23.30) compulsory coverage at 1+ employees.
Common Mistakes
Pitfalls to avoid on test day
Alaska Auto Liability Minimum Limits
Candidates mistakenly choose 25/50/25 (standard in many other states) instead of Alaska statutory 50/100/25 limits.
Claims Timelines Working Days vs Calendar Days
Alaska 3 AAC 26 specifies working days (excluding weekends and legal holidays) for claims acknowledgment (10 working days) and claim acceptance/denial (15 working days).
Alaska Insurance Guaranty Association (AIGA) Limits
AIGA covers up to $500,000 per covered claim for property and casualty claims, but provides full statutory workers compensation benefits without dollar cap.
Occurrence vs Claims-Made CGL Trigger Dates
Confusing occurrence policy triggers (when injury/damage occurs) with claims-made policy triggers (when claim is reported, subject to retroactive date).
Ready to put these tips into practice?
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Free AK Insurance Exam Practice PDF
Download a comprehensive practice test with 50 Property & Casualty questions, including Alaska law topics, with answers. Perfect for offline study!
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Free AK Cram Cheat Sheet & Guide
Access our comprehensive study cheat sheet covering essential Alaska insurance licensing timelines, grace periods, and exam metrics.
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Your Questions Answered
Quick answers to the most common questions about the Alaska insurance licensing exam
How do I pass the Alaska Property & Casualty insurance exam on my first try?
To pass the Alaska P&C exam on your first attempt, systematically study the core national P&C modules (Personal Auto Policy, Homeowners forms HO-2 through HO-8, Commercial General Liability occurrence vs claims-made forms, and Workers Compensation). Dedicate focused study time to Alaska-specific Title 21 regulations: mandatory 50/100/25 auto liability limits, 10/15/30 working-day claims handling timelines under 3 AAC 26, 45-day property nonrenewal notice requirements, and the Alaska Insurance Guaranty Association ($500,000 cap). Practice with at least 300+ scenario questions until you consistently score 80% or higher, well above the 70% passing threshold.
How many questions are on the Alaska P&C insurance exam and what score do I need to pass?
The combined Alaska Property & Casualty insurance exam has 150 multiple-choice questions with a 2-hour 30-minute time limit. You need a score of 70% to pass (at least 105 correct answers out of 150). Single-line Property-only and Casualty-only exams each consist of 75 questions and also require a 70% score to pass.
What auto liability limits are required by law in Alaska?
Under AS 28.20 and AS 28.22, Alaska requires minimum mandatory motor vehicle liability limits of 50/100/25: $50,000 bodily injury per person, $100,000 bodily injury per accident, and $25,000 property damage per accident. Uninsured/underinsured motorist (UM/UIM) coverage must be offered and can only be rejected in writing.
What are the claims settlement deadlines under Alaska regulation 3 AAC 26?
Under Alaska Fair Claims Settlement regulations (3 AAC 26): an insurer must acknowledge receipt of a claim within 10 working days, accept or deny a claim within 15 working days after receiving a properly executed proof of loss, provide written status updates every 30 working days if an investigation is ongoing, and pay undisputed claim amounts within 30 working days after agreement is reached.
What are the pre-licensing education requirements for Alaska P&C insurance?
Alaska does not require mandatory pre-licensing classroom hours before taking the exam (AS 21.27). Candidates are permitted to prepare via self-study or online preparatory courses. After passing the Pearson VUE examination, applicants submit electronic fingerprints and apply for the resident producer license through NIPR.
What happens if I fail the Alaska Property & Casualty insurance exam?
If you do not pass, you may reschedule your examination after a 24-hour waiting period. Each examination attempt requires paying the full exam fee of $89 to Pearson VUE. Pearson VUE provides a diagnostic score report showing your performance by section to guide further study.
Your First Step to Getting Licensed
Questions are manually curated by our content team using official Alaska Division of Insurance exam outlines and study materials. We adhere to strict Editorial Standards to ensure accuracy. Each question covers topics from the Property & Casualty exam — so you practice with questions that closely mirror the actual Pearson VUE licensing exam.
General Insurance Principles
124 questions
Dwelling & Homeowners
134 questions
Auto (Personal & Commercial)
124 questions
Commercial
106 questions
Alaska P&C Law & Ethics
76 questions
Free Full-Length Line Practice Exams (25 Qs Each)
Property-Only Practice Exam Hub
Realistic practice tests covering homeowners policy forms, dwelling policies, commercial property, valuation, and Alaska property insurance laws.
Casualty Insurance Practice Exams
Realistic practice tests covering personal auto, CGL, workers' compensation, commercial package policies, and Alaska casualty insurance laws.
Flashcards
500+ Flashcards
Full Question Bank
850+ exam-like questions
Hard Questions
Tricky questions people miss
Built for One Goal: Pass the Insurance Exam on Your First Try
Practice what the exam actually tests — auto, homeowners, commercial liability, and Alaska state law.
3 Full-Length Practice Tests Included
Get instant access to our printable 450-question practice exam book. Includes 3 complete Property & Casualty insurance practice tests — with dedicated Property and Casualty sections — plus detailed answer keys with explanations. Perfect for timed practice sessions that mirror the real exam.
