Insurance Term
Accidental Death and Dismemberment (AD&D)
A policy or rider that pays a benefit if the insured dies or loses a limb/eyesight due to an accident.
Detailed Explanation
It typically pays a principal sum for accidental death and a capital sum (a percentage of the principal) for dismemberment. It does not cover death from natural causes or illness.
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Practice QuestionEasy
Which of the following best describes the concept of Accidental Death and Dismemberment (AD&D)?
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