Nebraska Life & Health
Insurance Exam
Don't leave your insurance license to chance. Study national core concepts and your state's licensing rules for the Life-only, Health-only and Life & Health exam. Same format, same difficulty, same tricky answer choices.
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How to Pass the NE PSI Services LLC Insurance Licensing Exam
Passing the Nebraska Life, Accident & Health insurance exam requires mastering life insurance, health insurance, annuities, and Nebraska-specific regulations from the Nebraska Department of Insurance (NDOI). Our comprehensive study system helps you prepare with realistic practice questions and detailed explanations aligned with the PSI exam format.
Topics Covered
Who Takes This Exam?
Aspiring Insurance Agents
Anyone seeking a Life & Health insurance license in Nebraska must pass this state licensing exam administered by PSI Services LLC.
Pre-Licensing Requirements
You must be 18+, complete pre-licensing education requirements, and submit any required documentation before your Nebraska insurance license can be issued.
Official Licensing Resources
Access official state contacts, exam guides, and scheduling portals:
Master Your Nebraska Insurance Licensing Exam
Learn from expert insights and avoid the most common pitfalls that trip up test-takers in Nebraska, and master key terms in our Glossary.
Study Tips
Expert strategies for success
Focus on Nebraska Chapter 44 & Title 210 NAC
Nebraska law has specific statutes regarding Director powers, unfair trade practices fines ($30k/violation up to $150k aggregate), and replacement procedures.
Practice with PSI-Style Timed Exams
The Nebraska licensing exam is administered by PSI Services LLC with 150 questions in 2 hours and 30 minutes. Practice in timed mode to master pacing.
Study Life and Health Concepts Together
The combined exam tests both lines equally (75 Life questions + 75 Health questions). Aim for consistently scoring 80%+ on practice tests before taking the official exam.
Common Mistakes
Pitfalls to avoid on test day
Nebraska Replacement Regulations (Title 210 NAC)
Nebraska has strict rules requiring producers to provide a Notice Regarding Replacement, list existing policies, and ensure a mandatory 30-day free look on replacement life/annuity contracts.
Continuing Education & Ethics Mandate
Many candidates forget that Nebraska requires 24 hours of CE every 2 years, with exactly 3 hours mandated in Ethics, expiring on the last day of the producer birth month.
Guaranty Association Specific Coverage Limits
Candidates often confuse Nebraska Guaranty Association limits: $300,000 for life death benefits, $100,000 for life cash surrender, $250,000 for annuities, and up to $500,000 for major medical.
Insurer Appointment & Address Timelines
Insurers must file producer appointments within 15 days of contract/first application, and producers must report address/legal changes within 30 days.
Ready to put these tips into practice?
Start with our free practice questions and see how you perform, then upgrade to access our complete study system.
Free NE Insurance Exam Practice PDF
Download a comprehensive practice test with 50 insurance questions, including Nebraska law topics, with answers. Perfect for offline study!
Instant download • No email required • Updated for 2026
Free NE Cram Cheat Sheet & Guide
Access our comprehensive study cheat sheet covering essential Nebraska insurance licensing timelines, grace periods, and exam metrics.
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Your Questions Answered
Quick answers to the most common questions about the Nebraska insurance licensing exam
How many questions are on the Nebraska insurance exam?
The combined Nebraska Life and Health insurance exam contains 150 multiple-choice questions. You have 2 hours and 30 minutes (150 minutes) to complete the exam.
What is the passing score for the Nebraska insurance exam?
To pass the Nebraska insurance licensing exam, you must achieve a score of 70% or higher (at least 105 out of 150 correct answers).
How much does the Nebraska insurance exam cost?
The exam fee is $63 per attempt, paid directly to PSI Services LLC when scheduling your examination.
How long do I have to complete the Nebraska insurance exam?
You have 2 hours and 30 minutes (150 minutes) to complete the combined Life and Health exam in Nebraska.
What happens if I fail the Nebraska insurance exam?
If you do not pass, you can reschedule your exam after a 24-hour waiting period. You must pay the $63 exam fee for each retake attempt.
Do I need pre-licensing education for a Nebraska insurance license?
No. Nebraska does not mandate classroom pre-licensing education hours prior to taking the exam. However, comprehensive self-study with realistic practice exams is essential to pass.
Who administers the Nebraska insurance exam?
The Nebraska insurance licensing examinations are administered by PSI Services LLC on behalf of the Nebraska Department of Insurance (NDOI).
Your First Step to Getting Licensed
Questions are manually curated by our content team using official Nebraska Department of Insurance exam outlines and study materials. We adhere to strict Editorial Standards to ensure accuracy. Each question covers topics from the Life & Health exam — so you practice with questions that closely mirror the actual PSI Services LLC licensing exam.
Life Insurance
315 questions
Health Insurance
314 questions
General Insurance
165 questions
Annuities
147 questions
NE Law & Ethics
135 questions
Free Full-Length Line Practice Exams (25 Qs Each)
Life & Annuities Practice Exams
Realistic practice tests covering general principles, policy provisions, riders, annuities, and Nebraska life insurance laws.
Accident & Health Practice Exams
Realistic practice tests covering medical expense plans, disability income, Medicare, and Nebraska health insurance laws.
Flashcards
500+ Flashcards
Full Question Bank
1,050+ exam-like questions
Hard Questions
Tricky questions people miss
Built for One Goal: Pass the Insurance Exam on Your First Try
Practice what the exam actually tests — life, health, annuities, and Nebraska state law.
3 Full-Length Practice Tests Included
Get instant access to our printable 450-question practice exam book. Includes 3 complete Life & Health insurance practice tests — each with a 75-question Life section and a 75-question Health section — plus detailed answer keys with explanations. Perfect for timed practice sessions that mirror the real exam.
