Master the Nebraska Property & Casualty Insurance Exam
Prepare for the official Nebraska Property and Casualty producer licensing examination. Master personal auto liability minimums, homeowners policy forms, commercial general liability, and state insurance regulations. Study for combined P&C or target Property-only or Casualty-only. Preparing for Life & Health? Check here.
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How to Pass the Nebraska Property & Casualty Exam
Passing the Nebraska Property & Casualty (P&C) insurance exam on your first try requires mastering personal auto policy forms, homeowners policies (HO-2 through HO-8), commercial package policies (CPP), commercial liability, workers compensation, and Nebraska-specific Department of Insurance regulations.
Build your test-day readiness by practicing with our free Nebraska P&C practice tests, access the printable Nebraska P&C Exam Cheat Sheet PDF, and review the official Nebraska P&C Licensing Guide.
Focusing on a single line or Life & Health? Study with dedicated modules for the Nebraska Property-Only Exam, Nebraska Casualty-Only Exam, or check out Nebraska Life & Health Practice.
Quick glance at the Nebraska Property & Casualty Exam
Topics Covered
Who Takes This Exam?
Aspiring Insurance Agents
Anyone seeking a Property & Casualty insurance license in Nebraska must pass this state licensing exam administered by PSI Services LLC.
Pre-Licensing Requirements
You must be 18+, complete pre-licensing education requirements, and submit any required documentation before your Nebraska insurance license can be issued.
Local Testing Centers
Take your PSI Services LLC exam in-person at authorized testing locations across Nebraska, including:
Official Licensing Resources
Access official state contacts, exam guides, and scheduling portals:
Master Your Nebraska Insurance Licensing Exam
Learn from expert insights and avoid the most common pitfalls that trip up test-takers in Nebraska, and master key terms in our Glossary.
Study Tips
Expert strategies for success
Focus on Nebraska P&C Insurance Code
Nebraska has unique regulations for auto and property insurance. Pay special attention to state insurance laws on policy cancellation, assigned risk plans, FAIR plan rules, and anti-fraud provisions.
Master Homeowners & Auto Policy Forms
Homeowners forms (HO-2, HO-3, HO-4, HO-6, HO-8) and personal auto liability limits/coverages are heavily tested. Memorize key policy coverages, deductibles, and exclusions.
Practice with Scenario-Based Questions
The Property & Casualty exam uses real-world claim and liability scenarios. Practice with realistic questions to build speed and accuracy.
Understand Commercial & Casualty Concepts
Commercial General Liability (CGL), Businessowners Policies (BOP), and Workers Compensation are critical exam sections. Study claims-made vs occurrence forms carefully.
Common Mistakes
Pitfalls to avoid on test day
Nebraska Valued Policy Law (Neb. Rev. Stat. § 44-501.02)
In case of total loss by fire, tornado, or lightning to real property, the policy amount written is deemed the true value, regardless of replacement cost (unless fraudulent).
Nebraska Auto Cancellation & Nonrenewal Notice Deadlines
Nebraska requires 10 days notice for auto nonpayment cancellation, 30 days for other valid mid-term cancellations, and 20 days advance notice for nonrenewal.
Nebraska Property Policy Cancellation Rules
For property policies in effect over 60 days, insurers must provide 60 days written notice for cancellation or nonrenewal (10 days for nonpayment of premium).
NPLIGA Coverage Limits
The Nebraska Property and Liability Insurance Guaranty Association covers P&C claims up to $300,000 per claim ($10,000 for unearned premium), with full statutory coverage for Workers Compensation.
Ready to put these tips into practice?
Start with our free practice questions and see how you perform, then upgrade to access our complete study system.
Free NE Insurance Exam Practice PDF
Download a comprehensive practice test with 50 Property & Casualty questions, including Nebraska law topics, with answers. Perfect for offline study!
Instant download • No email required • Updated for 2026
Free NE Cram Cheat Sheet & Guide
Access our comprehensive study cheat sheet covering essential Nebraska insurance licensing timelines, grace periods, and exam metrics.
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Your Questions Answered
Quick answers to the most common questions about the Nebraska insurance licensing exam
How many questions are on the Nebraska Property & Casualty exam and what score is needed to pass?
The Nebraska Property and Casualty Producer examination (Series 13-06) consists of 150 scored multiple-choice questions plus 15 unscored pretest questions (165 total). Candidates have 2 hours and 30 minutes (150 minutes) to complete the test. A passing score of 70% (105 correct answers out of 150 scored items) is required to pass.
How much does the Nebraska Property & Casualty insurance exam cost and where is it taken?
The examination fee for the combined Property and Casualty exam is $47 payable directly to PSI Services LLC (or $43 for single-line Property or Casualty exams). Testing is conducted in person at authorized PSI testing centers in Nebraska (including Omaha, Lincoln, Grand Island, Kearney, North Platte, and Scottsbluff). Remote online proctoring is not available for Nebraska insurance exams.
What are the pre-licensing education requirements for Nebraska Property & Casualty insurance?
Nebraska does not require mandatory classroom pre-licensing education hours. Candidates are eligible to schedule and take the licensing exam directly once prepared. To qualify for a resident producer license, applicants must be at least 18 years old, pass the licensing exam, submit an electronic application via NIPR with the $50 state fee, and provide valid government-issued identification.
What happens if I fail the Nebraska Property & Casualty insurance exam?
If you do not pass the Nebraska P&C examination, you receive a detailed diagnostic score report at the testing center highlighting performance by content area. You must wait 24 hours before rescheduling a retake through the PSI Nebraska portal (test-takers.psiexams.com/neins) and pay the applicable re-examination fee ($47 for combined P&C).
What state-specific laws and regulations are tested on the Nebraska P&C exam?
Key Nebraska-specific topics include mandatory auto liability minimums of 25/50/25, cancellation notice rules (10 days for non-payment, 30 days for mid-term auto cancellation, 20 days for auto nonrenewal, and 60 days for property nonrenewal), the Nebraska Valued Policy Law (Neb. Rev. Stat. § 44-501.02), absence of a state FAIR plan, and Nebraska Property and Liability Insurance Guaranty Association (NPLIGA) coverage limits of up to $300,000 per claim.
How do I pass the Nebraska Property & Casualty insurance exam on my first try?
To pass on your first attempt, focus on core policy forms (Homeowners HO-2 through HO-8, Dwelling DP-1 to DP-3, Personal Auto PAP Parts A–D, Commercial Package Policies, and Workers Compensation). Master state-specific statutes in Chapter 44 and Title 210 NAC, and practice with timed PSI-format questions until you consistently score 80% or higher.
Your First Step to Getting Licensed
Questions are manually curated by our content team using official Nebraska Department of Insurance exam outlines and study materials. We adhere to strict Editorial Standards to ensure accuracy. Each question covers topics from the Property & Casualty exam — so you practice with questions that closely mirror the actual PSI Services LLC licensing exam.
General Insurance Principles
124 questions
Dwelling & Homeowners
134 questions
Auto (Personal & Commercial)
124 questions
Commercial
106 questions
Nebraska P&C Law & Ethics
44 questions
Free Full-Length Line Practice Exams (25 Qs Each)
Property-Only Practice Exam Hub
Realistic practice tests covering homeowners policy forms, dwelling policies, commercial property, valuation, and Nebraska property insurance laws.
Casualty Insurance Practice Exams
Realistic practice tests covering personal auto, CGL, workers' compensation, commercial package policies, and Nebraska casualty insurance laws.

Flashcards
500+ Flashcards

Full Question Bank
850+ exam-like questions

Hard Questions
Tricky questions people miss
Built for One Goal: Pass the Insurance Exam on Your First Try
Practice what the exam actually tests — auto, homeowners, commercial liability, and Nebraska state law.
3 Full-Length Practice Tests Included
Get instant access to our printable 450-question practice exam book. Includes 3 complete Property & Casualty insurance practice tests — with dedicated Property and Casualty sections — plus detailed answer keys with explanations. Perfect for timed practice sessions that mirror the real exam.
