2026 NEBRASKA PROPERTY & CASUALTY PREP

Master the Nebraska Property & Casualty Insurance Exam

Prepare for the official Nebraska Property and Casualty producer licensing examination. Master personal auto liability minimums, homeowners policy forms, commercial general liability, and state insurance regulations. Study for combined P&C or target Property-only or Casualty-only. Preparing for Life & Health? Check here.

Based on official 2026 Nebraska Insurance Code & Regulations
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2026

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P&C Questions

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NE P&C KNOWLEDGE TEST 2026

How to Pass the Nebraska Property & Casualty Exam

Passing the Nebraska Property & Casualty (P&C) insurance exam on your first try requires mastering personal auto policy forms, homeowners policies (HO-2 through HO-8), commercial package policies (CPP), commercial liability, workers compensation, and Nebraska-specific Department of Insurance regulations.

Build your test-day readiness by practicing with our free Nebraska P&C practice tests, access the printable Nebraska P&C Exam Cheat Sheet PDF, and review the official Nebraska P&C Licensing Guide.

Focusing on a single line or Life & Health? Study with dedicated modules for the Nebraska Property-Only Exam, Nebraska Casualty-Only Exam, or check out Nebraska Life & Health Practice.

EXAM SPECIFICATIONS

Quick glance at the Nebraska Property & Casualty Exam

TOTAL QUESTIONS
150
PASSING SCORE
105
PASSING GRADE
70%
TIME LIMIT
150 minutes
EXAM FEE
$47

Topics Covered

General Insurance Principles & Contract Law
Property Insurance Basics & Valuation (ACV, Replacement Cost)
Casualty & Liability Insurance Concepts (Negligence, Strict Liability, Torts)
Dwelling Property Policies (DP-1 Basic, DP-2 Broad, DP-3 Special)
Homeowners Policy Forms (HO-2, HO-3, HO-4, HO-5, HO-6, HO-8)
Personal Auto Policy (PAP Parts A, B, C, D) & Nebraska 25/50/25 Limits
Commercial Package Policy (CPP) & Businessowners Policy (BOP)
Commercial General Liability (CGL Occurrence vs Claims-Made)
Workers Compensation & Employers Liability in Nebraska
Nebraska Property & Casualty Insurance Statutes (Chapter 44) & Title 210 NAC

Who Takes This Exam?

Aspiring Insurance Agents

Anyone seeking a Property & Casualty insurance license in Nebraska must pass this state licensing exam administered by PSI Services LLC.

Pre-Licensing Requirements

You must be 18+, complete pre-licensing education requirements, and submit any required documentation before your Nebraska insurance license can be issued.

Local Testing Centers

Take your PSI Services LLC exam in-person at authorized testing locations across Nebraska, including:

OmahaLincolnGrand IslandKearneyNorth PlatteScottsbluff

Official Licensing Resources

Access official state contacts, exam guides, and scheduling portals:

Master Your Nebraska Insurance Licensing Exam

Learn from expert insights and avoid the most common pitfalls that trip up test-takers in Nebraska, and master key terms in our Glossary.

Study Tips

Expert strategies for success

1

Focus on Nebraska P&C Insurance Code

Nebraska has unique regulations for auto and property insurance. Pay special attention to state insurance laws on policy cancellation, assigned risk plans, FAIR plan rules, and anti-fraud provisions.

2

Master Homeowners & Auto Policy Forms

Homeowners forms (HO-2, HO-3, HO-4, HO-6, HO-8) and personal auto liability limits/coverages are heavily tested. Memorize key policy coverages, deductibles, and exclusions.

3

Practice with Scenario-Based Questions

The Property & Casualty exam uses real-world claim and liability scenarios. Practice with realistic questions to build speed and accuracy.

4

Understand Commercial & Casualty Concepts

Commercial General Liability (CGL), Businessowners Policies (BOP), and Workers Compensation are critical exam sections. Study claims-made vs occurrence forms carefully.

Common Mistakes

Pitfalls to avoid on test day

⚠

Nebraska Valued Policy Law (Neb. Rev. Stat. § 44-501.02)

In case of total loss by fire, tornado, or lightning to real property, the policy amount written is deemed the true value, regardless of replacement cost (unless fraudulent).

⚠

Nebraska Auto Cancellation & Nonrenewal Notice Deadlines

Nebraska requires 10 days notice for auto nonpayment cancellation, 30 days for other valid mid-term cancellations, and 20 days advance notice for nonrenewal.

⚠

Nebraska Property Policy Cancellation Rules

For property policies in effect over 60 days, insurers must provide 60 days written notice for cancellation or nonrenewal (10 days for nonpayment of premium).

⚠

NPLIGA Coverage Limits

The Nebraska Property and Liability Insurance Guaranty Association covers P&C claims up to $300,000 per claim ($10,000 for unearned premium), with full statutory coverage for Workers Compensation.

Ready to put these tips into practice?

Start with our free practice questions and see how you perform, then upgrade to access our complete study system.

FREE DOWNLOAD

Free NE Insurance Exam Practice PDF

Download a comprehensive practice test with 50 Property & Casualty questions, including Nebraska law topics, with answers. Perfect for offline study!

50 Nebraska P&C exam questions
Correct answers included
Printable format for offline study

Instant download • No email required • Updated for 2026

FREE CRAM GUIDE

Free NE Cram Cheat Sheet & Guide

Access our comprehensive study cheat sheet covering essential Nebraska insurance licensing timelines, grace periods, and exam metrics.

State-specific grace periods & rules
Timelines & metrics to memorize
Summary cheat tables & charts
View Free Cheat Sheet

Online access • No signup required • Updated for 2026

Frequently Asked Questions

Your Questions Answered

Quick answers to the most common questions about the Nebraska insurance licensing exam

How many questions are on the Nebraska Property & Casualty exam and what score is needed to pass?

The Nebraska Property and Casualty Producer examination (Series 13-06) consists of 150 scored multiple-choice questions plus 15 unscored pretest questions (165 total). Candidates have 2 hours and 30 minutes (150 minutes) to complete the test. A passing score of 70% (105 correct answers out of 150 scored items) is required to pass.

How much does the Nebraska Property & Casualty insurance exam cost and where is it taken?

The examination fee for the combined Property and Casualty exam is $47 payable directly to PSI Services LLC (or $43 for single-line Property or Casualty exams). Testing is conducted in person at authorized PSI testing centers in Nebraska (including Omaha, Lincoln, Grand Island, Kearney, North Platte, and Scottsbluff). Remote online proctoring is not available for Nebraska insurance exams.

What are the pre-licensing education requirements for Nebraska Property & Casualty insurance?

Nebraska does not require mandatory classroom pre-licensing education hours. Candidates are eligible to schedule and take the licensing exam directly once prepared. To qualify for a resident producer license, applicants must be at least 18 years old, pass the licensing exam, submit an electronic application via NIPR with the $50 state fee, and provide valid government-issued identification.

What happens if I fail the Nebraska Property & Casualty insurance exam?

If you do not pass the Nebraska P&C examination, you receive a detailed diagnostic score report at the testing center highlighting performance by content area. You must wait 24 hours before rescheduling a retake through the PSI Nebraska portal (test-takers.psiexams.com/neins) and pay the applicable re-examination fee ($47 for combined P&C).

What state-specific laws and regulations are tested on the Nebraska P&C exam?

Key Nebraska-specific topics include mandatory auto liability minimums of 25/50/25, cancellation notice rules (10 days for non-payment, 30 days for mid-term auto cancellation, 20 days for auto nonrenewal, and 60 days for property nonrenewal), the Nebraska Valued Policy Law (Neb. Rev. Stat. § 44-501.02), absence of a state FAIR plan, and Nebraska Property and Liability Insurance Guaranty Association (NPLIGA) coverage limits of up to $300,000 per claim.

How do I pass the Nebraska Property & Casualty insurance exam on my first try?

To pass on your first attempt, focus on core policy forms (Homeowners HO-2 through HO-8, Dwelling DP-1 to DP-3, Personal Auto PAP Parts A–D, Commercial Package Policies, and Workers Compensation). Master state-specific statutes in Chapter 44 and Title 210 NAC, and practice with timed PSI-format questions until you consistently score 80% or higher.

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Your First Step to Getting Licensed

Questions are manually curated by our content team using official Nebraska Department of Insurance exam outlines and study materials. We adhere to strict Editorial Standards to ensure accuracy. Each question covers topics from the Property & Casualty exam — so you practice with questions that closely mirror the actual PSI Services LLC licensing exam.

Free Full-Length Line Practice Exams (25 Qs Each)

Property-Only Practice Exam Hub

Realistic practice tests covering homeowners policy forms, dwelling policies, commercial property, valuation, and Nebraska property insurance laws.

Casualty Insurance Practice Exams

Realistic practice tests covering personal auto, CGL, workers' compensation, commercial package policies, and Nebraska casualty insurance laws.

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Bonus Material

3 Full-Length Practice Tests Included

Get instant access to our printable 450-question practice exam book. Includes 3 complete Property & Casualty insurance practice tests — with dedicated Property and Casualty sections — plus detailed answer keys with explanations. Perfect for timed practice sessions that mirror the real exam.

3 full exams with answer keys & explanations
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Mirrors the real exam format (Property & Casualty sections)
3 Full-Length Property & Casualty Insurance Practice Tests

Official Nebraska Insurance Resources

Access official Nebraska Department of Insurance websites for licensing information, exam scheduling, and study materials.

These are official Nebraska Department of Insurance resources. Insurance Test Practice is not affiliated with the Nebraska Department of Insurance.

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Last updated September 2026