Insurance Term

Direct Loss vs Indirect Loss

Direct loss is immediate physical damage to property (e.g. fire destroying a roof). Indirect loss is consequential financial loss resulting from direct damage (e.g. loss of rental income).

Detailed Explanation

Property insurance covers direct losses; Business Income and Loss of Use coverage protect against indirect losses.

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Practice QuestionEasy

Which of the following best describes the concept of Direct Loss vs Indirect Loss?

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