Texas Life & Annuities Insurance Exam Practice

Pass your Texas life & annuities licensing exam on your first attempt. Practice with real exam-style questions, study explanations, and track your pass probability.

4.8/5average rating
98%pass rate with Premium

Taking the combined exam? We also offer a combined practice test on our Texas Life & Health Insurance Prep Hub.

700+
Exam-Style Questions
70%
Passing Score Threshold
150 minutes
Exam Time Limit
98.4%
Our Student Pass Rate

Interactive Life & Annuities Sample Questions

Try these 5 free sample questions below. Select an answer to see instant feedback and complete, structured explanations.

Life Insurance • BeneficiariesSample Q

The person or entity designated to receive the death benefit of a life insurance policy is the:

Premium Life & Annuities Exam Simulator

Every failed insurance licensing exam means extra fees, more waiting, and lost time. Don't risk it — practice the exact questions you'll see on the test.

Gift yourself the confidence you deserve.

Preparing for the combined exam? Get our combined practice tests on the Texas Life & Health Hub.

Not sure? Try it for 60 minutes. Full refund within the first hour — just email us.

30-Day Pass Plan

Test soon? Dont risk failing. Pass with focused 30-day prep.

$69

Auto-renews. Cancel anytime.

  • Pass Guarantee — 100% money back
  • All 700+ Texas practice questions (covers Life & Annuities exam topics)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

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90 Days Pass Plan

Need more time? Master everything at your own pace.

$129

Auto-renews. Cancel anytime.

  • Pass Guarantee — 100% money back
  • All 700+ Texas practice questions (covers Life & Annuities exam topics)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

7 Days Pass Plan

7-day access for focused exam preparation.

$49

Auto-renews. Cancel anytime.

  • Pass Guarantee — 100% money back
  • All 700+ Texas practice questions (covers Life & Annuities exam topics)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

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Frequently Asked Questions (Life & Annuities)

Q:How do I pass the Texas Life and Health insurance exam?

Build a study plan around life policies, annuities, accident and health coverage, and Texas insurance law. Review every missed practice question and aim to score at least 80% consistently on timed mock exams before scheduling the licensing exam.

Q:What topics are on the Texas Life and Health insurance exam?

The exam covers life insurance policies and provisions, annuities, accident and health coverage, disability income, medical plans, group insurance, federal concepts, and Texas-specific insurance laws and ethics.

Q:What score should I reach on Texas Life and Health practice tests?

Use the current candidate handbook for the official passing requirement. For preparation, target 80% or higher on several fresh, timed practice tests so you have a margin for unfamiliar questions on exam day.

Q:Where can I take the Texas insurance exam?

You can take the exam at a Pearson VUE testing center or via OnVUE online proctoring from your home or office.

Q:What happens if I fail the Texas insurance exam?

If you fail, you can retake the exam. There is generally no waiting period, but you must pay the exam fee again.

Q:Are these Texas Life and Health practice questions free?

Yes. You can start with free Texas Life and Health practice questions and detailed answer explanations. Premium access adds the complete question bank, full mock exams, and progress tracking.

Last updated September 2026