Texas Life & Health Insurance Cram Guide

Texas Insurance Exam Cheat Sheet

Unlock the official Texas Life & Health exam cram sheet to master key state regulations, policy definitions, and exam-day metrics. Or, start with our free Texas practice questions to test your knowledge.

What's Covered on the Texas Life & Health Exam

Key exam lines — know what each one tests

Life Insurance Line

Term, Whole, Universal & Variable Life policies
Annuities (fixed, variable, immediate, deferred)
Beneficiary designations & settlement options
Policy riders: waiver of premium, AD&D, COLA
Replacement rules & suitability requirements
Grace period: 31 Days | Free-look: 10 Days (20 Days (Life replacement) / 30 Days (LTC/Medicare))

Health Insurance Line

Individual & group health, HMO, PPO, EPO, POS plans
Medicare Parts A, B, C, D & Medigap supplements
Medicaid & CHIP eligibility rules
COBRA, HIPAA, ACA & continuation provisions
Disability income: STD & LTD elimination periods
Grace periods: 7 / 10 / 31 days by premium mode

Free Download — No Credit Card Required

Download Your Free Texas Cram Sheet

A 3-page PDF packed with the highest-yield facts for the Texas Life & Health licensing exam. Enter your email to get instant access.

Get the Free PDF

Instant download, no spam

4,200+ downloads

4.9

Texas Life & Health Insurance Exam Cram Sheet PDF Preview

Premium Texas Exam Simulator

Need full practice? Pass your licensing exam first try. Join thousands of candidates who practice with our comprehensive state-specific simulator.

Gift yourself the confidence you deserve. Access complete questions matching the 2026 syllabus structure.

Not sure? Try it for 60 minutes. Full refund within the first hour — just email us.

Texas

Pass with Confidence

30-day access - Auto-renews. Cancel anytime.

57% of our users prefer this option to ensure they pass on the first try.

$69

Auto-renews. Cancel anytime.

Pass Guarantee — 100% money back
All 700+ Texas practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Master the Exam

90-day access - Auto-renews. Cancel anytime.

78% of candidates select this plan to guarantee a passing score.

$129

Auto-renews. Cancel anytime.

Pass Guarantee — 100% money back
All 700+ Texas practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Texas

Ultimate Flexibility

7-day access - Auto-renews. Cancel anytime.

Perfect for studying at your own pace with zero pressure.

$49

Auto-renews. Cancel anytime.

Pass Guarantee — 100% money back
All 700+ Texas practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Texas

Pass with Confidence

30-day access - Auto-renews. Cancel anytime.

57% of our users prefer this option to ensure they pass on the first try.

$69

Auto-renews. Cancel anytime.

Pass Guarantee — 100% money back
All 700+ Texas practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Master the Exam

90-day access - Auto-renews. Cancel anytime.

78% of candidates select this plan to guarantee a passing score.

$129

Auto-renews. Cancel anytime.

Pass Guarantee — 100% money back
All 700+ Texas practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Texas

Ultimate Flexibility

7-day access - Auto-renews. Cancel anytime.

Perfect for studying at your own pace with zero pressure.

$49

Auto-renews. Cancel anytime.

Pass Guarantee — 100% money back
All 700+ Texas practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Secure checkout powered by Stripe

Email Message +1 (408) 549-4524

Frequently Asked Questions

Q:How do I pass the Texas Life and Health insurance exam?

Build a study plan around life policies, annuities, accident and health coverage, and Texas insurance law. Review every missed practice question and aim to score at least 80% consistently on timed mock exams before scheduling the licensing exam.

Q:What topics are on the Texas Life and Health insurance exam?

The exam covers life insurance policies and provisions, annuities, accident and health coverage, disability income, medical plans, group insurance, federal concepts, and Texas-specific insurance laws and ethics.

Q:What score should I reach on Texas Life and Health practice tests?

Use the current candidate handbook for the official passing requirement. For preparation, target 80% or higher on several fresh, timed practice tests so you have a margin for unfamiliar questions on exam day.

Q:Where can I take the Texas insurance exam?

You can take the exam at a Pearson VUE testing center or via OnVUE online proctoring from your home or office.

Q:What happens if I fail the Texas insurance exam?

If you fail, you can retake the exam. There is generally no waiting period, but you must pay the exam fee again.

Q:Are these Texas Life and Health practice questions free?

Yes. You can start with free Texas Life and Health practice questions and detailed answer explanations. Premium access adds the complete question bank, full mock exams, and progress tracking.