Florida Life & Health Insurance Cram Guide

Florida Insurance Exam Cheat Sheet

Unlock the official Florida exam cram sheet to master key state regulations, policy definitions, and exam-day metrics. Or, start with our free Florida practice questions to test your knowledge.

What's Covered on the Florida Life & Health Exam

Two exam lines — know what each one tests

Life Insurance Line

Term, Whole, Universal & Variable Life policies
Annuities (fixed, variable, immediate, deferred)
Beneficiary designations & settlement options
Policy riders: waiver of premium, AD&D, COLA
Replacement rules & suitability requirements
Grace period: 31 Days | Free-look: 14 Days (Life/Annuity) / 10 Days (Health) (30 Days (LTC/Medicare))

Health Insurance Line

Individual & group health, HMO, PPO, EPO, POS plans
Medicare Parts A, B, C, D & Medigap supplements
Medicaid & CHIP eligibility rules
COBRA, HIPAA, ACA & continuation provisions
Disability income: STD & LTD elimination periods
Grace periods: 7 / 10 / 31 days by premium mode

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Florida

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All 700+ Florida practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

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Florida

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Pass Guarantee — 100% money back
All 700+ Florida practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Florida

Pass with Confidence

30-day access - One-time payment

57% of our users prefer this option to ensure they pass on the first try.

$59

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 700+ Florida practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Master the Exam

90-day access - One-time payment

78% of candidates select this plan to guarantee a passing score.

$89

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 700+ Florida practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Florida

Ultimate Flexibility

365-day access - One-time payment

Perfect for studying at your own pace with zero pressure.

$129

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 700+ Florida practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

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Frequently Asked Questions

Q:How do I get my Florida insurance license?

First, complete a pre-licensing course (required in Florida). Then, pass the state exam administered by Pearson VUE. Finally, apply for your license through the Florida Department of Financial Services and submit fingerprints.

Q:What is the passing score for the Florida insurance exam?

You must score at least 70% to pass the Florida insurance exam.

Q:How many questions are on the Florida 2-15 exam?

The Life, Health & Variable Annuity (2-15) exam consists of 160 questions (150 scored, 10 pretest).

Q:Who administers the Florida insurance exam?

The exam is administered by Pearson VUE.

Q:Is pre-licensing education required in Florida?

Yes, Florida requires completion of a state-approved pre-licensing course (usually 60 hours for the 2-15 license) before you can take the exam.

Q:How much does the Florida insurance exam cost?

The exam fee is approximately $44 per attempt.