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2026 Updated Syllabus

Florida Life & Annuities Insurance Exam Practice

Pass your Florida life & annuities licensing exam on your first attempt. Practice with real exam-style questions, study explanations, and track your pass probability.

4.8/5average rating
98%pass rate with Premium

Taking the combined exam? We also offer a combined practice test on our Florida Life & Health Insurance Prep Hub.

450+
Exam-Style Questions
70%
Passing Score Threshold
2 hours 45 minutes
Exam Time Limit
98.4%
Our Student Pass Rate

Interactive Life & Annuities Sample Questions

Try these 5 free sample questions below. Select an answer to see instant feedback and complete, structured explanations.

Life Insurance • Social Security (OASDI)Sample Q

Delayed retirement credits under Social Security increase benefits for each year a worker delays retirement past full retirement age up to age:

Premium Life & Annuities Exam Simulator

Every failed insurance licensing exam means extra fees, more waiting, and lost time. Don't risk it — practice the exact questions you'll see on the test.

Gift yourself the confidence you deserve.

Preparing for the combined exam? Get our combined practice tests on the Florida Life & Health Hub.

Not sure? Try it for 60 minutes. Full refund within the first hour — just email us.

30-Day Pass Plan

Test soon? Dont risk failing. Pass with focused 30-day prep.

$69

Not a subscription, one time payment only

  • Pass Guarantee — 100% money back
  • All 700+ Florida practice questions (covers both Life & Health)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

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90 Days Pass Plan

Need more time? Master everything at your own pace.

$89

Not a subscription, one time payment only

  • Pass Guarantee — 100% money back
  • All 700+ Florida practice questions (covers both Life & Health)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

365 Days Pass Plan

Full year access: Study on your schedule with no rush.

$129

Not a subscription, one time payment only

  • Pass Guarantee — 100% money back
  • All 700+ Florida practice questions (covers both Life & Health)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

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Frequently Asked Questions (Life & Annuities)

Q:How do I get my Florida insurance license?

First, complete a pre-licensing course (required in Florida). Then, pass the state exam administered by Pearson VUE. Finally, apply for your license through the Florida Department of Financial Services and submit fingerprints.

Q:What is the passing score for the Florida insurance exam?

You must score at least 70% to pass the Florida insurance exam.

Q:How many questions are on the Florida 2-15 exam?

The Life, Health & Variable Annuity (2-15) exam consists of 160 questions (150 scored, 10 pretest).

Q:Who administers the Florida insurance exam?

The exam is administered by Pearson VUE.

Q:Is pre-licensing education required in Florida?

Yes, Florida requires completion of a state-approved pre-licensing course (usually 60 hours for the 2-15 license) before you can take the exam.

Q:How much does the Florida insurance exam cost?

The exam fee is approximately $44 per attempt.