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Delaware Life & Health Insurance Cram Guide

Delaware Insurance Exam Cheat Sheet

Unlock the official Delaware Life & Health exam cram sheet to master key state regulations, policy definitions, and exam-day metrics. Or, start with our free Delaware practice questions to test your knowledge.

What's Covered on the Delaware Life & Health Exam

Key exam lines — know what each one tests

Life Insurance Line

  • Term, Whole, Universal & Variable Life policies
  • Annuities (fixed, variable, immediate, deferred)
  • Beneficiary designations & settlement options
  • Policy riders: waiver of premium, AD&D, COLA
  • Replacement rules & suitability requirements
  • Grace period: 31 Days | Free-look: 10 Days (30 Days)

Health Insurance Line

  • Individual & group health, HMO, PPO, EPO, POS plans
  • Medicare Parts A, B, C, D & Medigap supplements
  • Medicaid & CHIP eligibility rules
  • COBRA, HIPAA, ACA & continuation provisions
  • Disability income: STD & LTD elimination periods
  • Grace periods: 7 / 10 / 31 days by premium mode
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Delaware

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  • All 750+ Delaware practice questions (covers both Life & Health)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

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Frequently Asked Questions

Q:How many questions are on the Delaware insurance exam?

The combined Delaware Life, Accident & Health insurance exam contains 150 questions. You have 2 hours and 30 minutes to complete the exam.

Q:What is the passing score for the Delaware insurance exam?

To pass the Delaware insurance licensing exam, you must achieve a score of 70% or higher (at least 105 correct out of 150 questions).

Q:How much does the Delaware insurance exam cost?

The exam fee is approximately $90, paid directly to PSI Services when you schedule your exam.

Q:How long do I have to complete the Delaware insurance exam?

You have 2 hours and 30 minutes to complete the combined Life and Health exam in Delaware.

Q:What happens if I fail the Delaware insurance exam?

If you fail, you must reschedule and pay the full exam fee for each retake. PSI will provide a diagnostic score report to guide additional study.

Q:Do I need pre-licensing education for a Delaware insurance license?

Delaware does not mandate a specific number of pre-licensing classroom hours before sitting for the exam. However, thorough self-study is strongly recommended to pass the PSI exam.