Delaware Insurance Exam Cheat Sheet
Unlock the official Delaware Life & Health exam cram sheet to master key state regulations, policy definitions, and exam-day metrics. Or, start with our free Delaware practice questions to test your knowledge.
What's Covered on the Delaware Life & Health Exam
Key exam lines — know what each one tests
Life Insurance Line
- Term, Whole, Universal & Variable Life policies
- Annuities (fixed, variable, immediate, deferred)
- Beneficiary designations & settlement options
- Policy riders: waiver of premium, AD&D, COLA
- Replacement rules & suitability requirements
- Grace period: 31 Days | Free-look: 10 Days (30 Days)
Health Insurance Line
- Individual & group health, HMO, PPO, EPO, POS plans
- Medicare Parts A, B, C, D & Medigap supplements
- Medicaid & CHIP eligibility rules
- COBRA, HIPAA, ACA & continuation provisions
- Disability income: STD & LTD elimination periods
- Grace periods: 7 / 10 / 31 days by premium mode
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Frequently Asked Questions
Q:How many questions are on the Delaware insurance exam?
The combined Delaware Life, Accident & Health insurance exam contains 150 questions. You have 2 hours and 30 minutes to complete the exam.
Q:What is the passing score for the Delaware insurance exam?
To pass the Delaware insurance licensing exam, you must achieve a score of 70% or higher (at least 105 correct out of 150 questions).
Q:How much does the Delaware insurance exam cost?
The exam fee is approximately $90, paid directly to PSI Services when you schedule your exam.
Q:How long do I have to complete the Delaware insurance exam?
You have 2 hours and 30 minutes to complete the combined Life and Health exam in Delaware.
Q:What happens if I fail the Delaware insurance exam?
If you fail, you must reschedule and pay the full exam fee for each retake. PSI will provide a diagnostic score report to guide additional study.
Q:Do I need pre-licensing education for a Delaware insurance license?
Delaware does not mandate a specific number of pre-licensing classroom hours before sitting for the exam. However, thorough self-study is strongly recommended to pass the PSI exam.