Vermont Casualty Insurance Exam Practice
Pass your Vermont casualty licensing exam on your first attempt. Practice with real exam-style questions, study explanations, and track your pass probability.
Taking the combined exam? We also offer a combined practice test on our Vermont Property & Casualty Insurance Prep Hub.
Interactive Casualty Sample Questions
Try these 5 free sample questions below. Select an answer to see instant feedback and complete, structured explanations.
An applicant cannot negotiate the wording of an insurer's standard policy. If an ambiguity is disputed, which contract characteristic generally causes it to be construed against the insurer?
Frequently Asked Questions (Casualty)
Q:How do I pass the Vermont Life and Health insurance exam?
Passing the Vermont insurance exam requires mastering both general insurance fundamentals and state-specific laws under Title 8 of Vermont Statutes Annotated (8 V.S.A.) and Department of Financial Regulation (DFR) rules. Begin by studying life insurance policies, provisions, riders, health coverages, annuities, and state regulations. Because the examination is administered by Prometric, work through realistic Prometric-formatted practice questions and aim to consistently score 80% or higher on practice exams before booking your test.
Q:How many questions are on the Vermont insurance exam and what score do I need to pass?
The Vermont combined Life, Accident and Health insurance examination administered by Prometric (Series 14-29) contains 150 multiple-choice questions with a 150-minute (2.5 hour) time limit. Candidates testing for single lines can take the Life Insurance exam (Series 14-25, 100 questions, 120 minutes) or the Accident & Health exam (Series 14-26, 100 questions, 120 minutes). To pass any Vermont insurance exam, you must achieve a scaled score of 70% or higher. We recommend achieving 80%+ on full-length mock exams to ensure a comfortable passing cushion on test day.
Q:What topics are covered on the Vermont Life and Health insurance exam?
The exam covers national product principles and Vermont-specific statutes. The life section tests term, whole life, universal life, annuities, policy riders, beneficiary designations, and tax rules. The health section tests major medical, disability income, Medicare supplements, long-term care, and group mandates. The state law portion tests Vermont Department of Financial Regulation authority, producer licensing, continuing education rules (24 hours biennially including 3 hours ethics), 10-day standard free-look periods (30 days for replacement), Guaranty Association caps ($300k life death benefit, $100k cash surrender, $500k basic medical), and unfair trade practices.
Q:How much does the Vermont insurance exam cost and where do I take it?
The Vermont insurance examination fee is approximately $65 per exam attempt for combined lines (or $50–$52 for single line exams), payable directly to Prometric. Candidates can take the exam in person at Prometric test center locations (such as the Burlington/Williston corridor) or choose Prometric ProProctor live online remote proctoring to test from home or office. To schedule an exam, visit prometric.com/vermont/insurance or call Prometric candidate services at (800) 868-6113.
Q:What are the pre-licensing education and licensing requirements for Vermont?
Vermont does not statutorily require mandatory classroom pre-licensing education hours. However, thorough self-paced study using realistic practice questions is strongly recommended given the technical nature of the test. To obtain an insurance producer license from the Vermont Department of Financial Regulation, candidate requirements include: passing the official Prometric examination, submitting electronic fingerprints via IdentoGO / Vermont Criminal Information Center for a background check, and submitting an electronic license application through the National Insurance Producer Registry (NIPR) along with state licensing fees.
Q:What happens if I fail the Vermont insurance exam and how do retakes work?
If you do not achieve the 70% passing score on a Vermont Prometric exam, you will receive an immediate diagnostic score report detailing your performance across each content area. You may re-register for the exam through Prometric as soon as results are posted. You must pay the examination fee for each attempt. Use your score report to target weak areas—such as state law or annuity taxation—prior to re-testing.