Master the Utah Property & Casualty Insurance Exam
Prepare for the official Utah Property and Casualty producer licensing examination. Master personal auto liability minimums, homeowners policy forms, commercial general liability, and state insurance regulations. Study for combined P&C or target Property-only or Casualty-only. Preparing for Life & Health? Check here.
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How to Pass the Utah Property & Casualty Exam
Passing the Utah Property & Casualty (P&C) insurance exam on your first try requires mastering personal auto policy forms, homeowners policies (HO-2 through HO-8), commercial package policies (CPP), commercial liability, workers compensation, and Utah-specific Department of Insurance regulations.
Build your test-day readiness by practicing with our free Utah P&C practice tests, access the printable Utah P&C Exam Cheat Sheet PDF, and review the official Utah P&C Licensing Guide.
Focusing on a single line or Life & Health? Study with dedicated modules for the Utah Property-Only Exam, Utah Casualty-Only Exam, or check out Utah Life & Health Practice.
Quick glance at the Utah Property & Casualty Exam
Topics Covered
Who Takes This Exam?
Aspiring Insurance Agents
Anyone seeking a Property & Casualty insurance license in Utah must pass this state licensing exam administered by Prometric.
Pre-Licensing Requirements
You must be 18+, complete pre-licensing education requirements, and submit any required documentation before your Utah insurance license can be issued.
Official Licensing Resources
Access official state contacts, exam guides, and scheduling portals:
Master Your Utah Insurance Licensing Exam
Learn from expert insights and avoid the most common pitfalls that trip up test-takers in Utah, and master key terms in our Glossary.
Study Tips
Expert strategies for success
Focus on Utah P&C Insurance Code
Utah has unique regulations for auto and property insurance. Pay special attention to state insurance laws on policy cancellation, assigned risk plans, FAIR plan rules, and anti-fraud provisions.
Master Homeowners & Auto Policy Forms
Homeowners forms (HO-2, HO-3, HO-4, HO-6, HO-8) and personal auto liability limits/coverages are heavily tested. Memorize key policy coverages, deductibles, and exclusions.
Practice with Scenario-Based Questions
The Property & Casualty exam uses real-world claim and liability scenarios. Practice with realistic questions to build speed and accuracy.
Understand Commercial & Casualty Concepts
Commercial General Liability (CGL), Businessowners Policies (BOP), and Workers Compensation are critical exam sections. Study claims-made vs occurrence forms carefully.
Common Mistakes
Pitfalls to avoid on test day
Using Utah’s pre-2025 auto limits
The statutory minimum for policies issued or renewed on or after January 1, 2025 is 30/65/25, not the former 25/65/15. This is a high-value Utah-specific exam detail.
Skipping the Utah regulation section
Prometric’s Series 17-04 outline allocates 11% to insurance regulation, including producer licensing, fiduciary duties, appointments, records, unfair marketing practices, privacy, fraud, and claims practices.
Confusing PIP thresholds with liability coverage
Utah PIP and the statutory thresholds for general damages are separate from the required liability limits. Study §§ 31A-22-306 through 309 together.
Missing Utah-specific policy provisions
The official outline calls out Utah dwelling, homeowners, and personal-auto special provisions alongside standard ISO policy concepts.
Ready to put these tips into practice?
Start with our free practice questions and see how you perform, then upgrade to access our complete study system.
Free UT Insurance Exam Practice PDF
Download a comprehensive practice test with 50 Property & Casualty questions, including Utah law topics, with answers. Perfect for offline study!
Instant download • No email required • Updated for 2026
Free UT Cram Cheat Sheet & Guide
Access our comprehensive study cheat sheet covering essential Utah insurance licensing timelines, grace periods, and exam metrics.
Online access • No signup required • Updated for 2026
Your Questions Answered
Quick answers to the most common questions about the Utah insurance licensing exam
How many questions are on the Utah Property & Casualty producer exam?
Prometric’s Utah Producer’s Combined Property and Casualty Exam (Series 17-04) has 150 scored questions plus 5 unscored items and a 2.5-hour time limit. Consult the current Prometric bulletin before scheduling.
Who administers the Utah P&C licensing exam?
Utah insurance licensing examinations are administered by Prometric. Utah directs candidates to register with Prometric and schedule at a Prometric testing center.
Does Utah require pre-licensing education for a P&C producer license?
Utah states that it has no pre-licensing requirements for licensure. Candidates should still prepare thoroughly for the Prometric examination and Utah-specific regulation questions.
What are Utah’s current minimum auto liability limits?
For a policy issued or renewed on or after January 1, 2025, Utah Code § 31A-22-304 requires 30/65/25 minimum liability limits, or a qualifying $90,000 combined single limit.
What happens after passing the Utah P&C examination?
Submit the resident license application electronically, complete the required fingerprint process for an initial resident individual license, and wait for Department review. An insurer appointment is required before you act as a producer.
Your First Step to Getting Licensed
Questions are manually curated by our content team using official Utah Insurance Department exam outlines and study materials. We adhere to strict Editorial Standards to ensure accuracy. Each question covers topics from the Property & Casualty exam — so you practice with questions that closely mirror the actual Prometric licensing exam.
General Insurance Principles
124 questions
Dwelling & Homeowners
134 questions
Auto (Personal & Commercial)
124 questions
Commercial
106 questions
Utah P&C Law & Ethics
100 questions
Free Full-Length Line Practice Exams (25 Qs Each)
Property-Only Practice Exam Hub
Realistic practice tests covering homeowners policy forms, dwelling policies, commercial property, valuation, and Utah property insurance laws.
Casualty Insurance Practice Exams
Realistic practice tests covering personal auto, CGL, workers' compensation, commercial package policies, and Utah casualty insurance laws.
Flashcards
500+ Flashcards
Full Question Bank
900+ exam-like questions
Hard Questions
Tricky questions people miss
Built for One Goal: Pass the Insurance Exam on Your First Try
Practice what the exam actually tests — auto, homeowners, commercial liability, and Utah state law.
3 Full-Length Practice Tests Included
Get instant access to our printable 450-question practice exam book. Includes 3 complete Property & Casualty insurance practice tests — with dedicated Property and Casualty sections — plus detailed answer keys with explanations. Perfect for timed practice sessions that mirror the real exam.
