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2026 Updated Syllabus

Utah Life & Annuities Insurance Exam Practice

Pass your Utah life & annuities licensing exam on your first attempt. Practice with real exam-style questions, study explanations, and track your pass probability.

4.8/5average rating
98%pass rate with Premium

Taking the combined exam? We also offer a combined practice test on our Utah Life & Health Insurance Prep Hub.

750+
Exam-Style Questions
70%
Passing Score Threshold
150 minutes
Exam Time Limit
98.4%
Our Student Pass Rate

Interactive Life & Annuities Sample Questions

Try these 5 free sample questions below. Select an answer to see instant feedback and complete, structured explanations.

Life Insurance • Life Insurance BasicsSample Q

What is the primary purpose of life insurance?

Premium Life & Annuities Exam Simulator

Every failed insurance licensing exam means extra fees, more waiting, and lost time. Don't risk it — practice the exact questions you'll see on the test.

Gift yourself the confidence you deserve.

Preparing for the combined exam? Get our combined practice tests on the Utah Life & Health Hub.

Not sure? Try it for 60 minutes. Full refund within the first hour — just email us.

30-Day Pass Plan

Test soon? Dont risk failing. Pass with focused 30-day prep.

$69

Not a subscription, one time payment only

  • Pass Guarantee — 100% money back
  • All 750+ Utah practice questions (covers Life & Annuities exam topics)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

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90 Days Pass Plan

Need more time? Master everything at your own pace.

$89

Not a subscription, one time payment only

  • Pass Guarantee — 100% money back
  • All 750+ Utah practice questions (covers Life & Annuities exam topics)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

365 Days Pass Plan

Full year access: Study on your schedule with no rush.

$129

Not a subscription, one time payment only

  • Pass Guarantee — 100% money back
  • All 750+ Utah practice questions (covers Life & Annuities exam topics)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

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Frequently Asked Questions (Life & Annuities)

Q:How many questions are on the Utah insurance exam?

The combined Utah Life & Annuities insurance exam consists of 150 multiple-choice questions with a 2-hour 30-minute time limit. Single-line exams (Life-only or Health-only) consist of 100 questions with a 2-hour limit.

Q:What is the passing score for the Utah insurance exam?

To pass the Utah insurance exam, you must achieve a score of 70% or higher on each section (General and State Law).

Q:How much does the Utah insurance exam cost?

The examination fee is $49 to $59 per attempt, payable directly to Prometric when scheduling.

Q:How long do I have to complete the Utah insurance exam?

You have 2 hours and 30 minutes to complete the combined Life and Health examination, and 2 hours for single-line exams.

Q:What happens if I fail the Utah insurance exam?

If you do not pass, you can reschedule another attempt through Prometric once your score report is processed. There is no mandatory waiting period for early attempts, but the full exam fee applies each time.

Q:Do I need pre-licensing education for a Utah insurance license?

No. Utah does not mandate pre-licensing education hours before sitting for the state licensing exam. However, taking a comprehensive practice program is strongly recommended.

Last updated September 2026