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2026 Updated Syllabus

Pennsylvania Life & Annuities Insurance Exam Practice

Pass your Pennsylvania life & annuities licensing exam on your first attempt. Practice with real exam-style questions, study explanations, and track your pass probability.

350+
Exam-Style Questions
70%
Passing Score Threshold
2.5 hours
Exam Time Limit
98.4%
Our Student Pass Rate

Interactive Life & Annuities Sample Questions

Try these 5 free sample questions below. Select an answer to see instant feedback and complete, structured explanations.

Life InsuranceRiders & ProvisionsSample Q

If there is a discrepancy between the insured's age on the application and their actual age, the Misstatement of Age or Sex provision allows the insurer to:

Premium Life & Annuities Exam Simulator

Failing the licensing exam means extra rescheduling fees, weeks of waiting, and delayed career launch. Secure your pass on the first try with our premium simulator.

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30-Day Plan

Perfect for fast, focused study right before your scheduled exam date.

$59

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  • All 350+ practice questions
  • Unlimited timed mock exams
  • Frequently missed tricky question bank
  • 500+ dynamic flashcards
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90-Day Plan

Our standard option, giving you plenty of time to learn and build confidence.

$89

One-time payment, no recurring subscriptions

  • 100% Money Back Pass Guarantee
  • All 350+ practice questions
  • Unlimited timed mock exams
  • Frequently missed tricky question bank
  • 500+ dynamic flashcards

1-Year Plan

Excellent for students pursuing multiple licenses or studying at a very relaxed pace.

$129

One-time payment, no recurring subscriptions

  • 100% Money Back Pass Guarantee
  • All 350+ practice questions
  • Unlimited timed mock exams
  • Frequently missed tricky question bank
  • 500+ dynamic flashcards

Frequently Asked Questions (Life & Annuities)

Q:How do I pass the Pennsylvania insurance exam?

To pass the Pennsylvania insurance exam, you should complete a pre-licensing course (at least 24 hours for Life & Annuities), study the PA Insurance Code, and practice with high-quality exam questions. Aim for consistency above 80% on practice tests before scheduling your PSI Services appointment.

Q:What is the passing score for the Pennsylvania insurance exam?

The passing score for most Pennsylvania insurance exams is 70%. You will need to answer approximately 105 out of 150 questions correctly for the combined Life & Health exam.

Q:How much does the Pennsylvania insurance exam cost?

The exam fee is approximately $43-$55 per attempt, paid to PSI Services, the authorized testing provider for Pennsylvania Insurance Department exams. You must also pay for pre-licensing education separately.

Q:Where can I take the Pennsylvania insurance exam?

You can take the PA insurance exam at a PSI testing center in Pennsylvania or via online proctoring from your home or office. Visit the PSI Services website to find a test center near you.

Q:What happens if I fail the Pennsylvania insurance exam?

If you fail, you can retake the exam after a waiting period. You must pay the exam fee again for each attempt. Use your score report to identify weak areas and focus your additional study there.

Q:Are there pre-licensing education requirements in Pennsylvania?

Yes. Pennsylvania requires at least 24 hours of approved pre-licensing education for a Life & Annuities license. Courses must be taken through a Pennsylvania Insurance Department-approved provider.