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2026 Updated Syllabus

Oregon Life & Annuities Insurance Exam Practice

Pass your Oregon life & annuities licensing exam on your first attempt. Practice with real exam-style questions, study explanations, and track your pass probability.

400+
Exam-Style Questions
70%
Passing Score Threshold
2.5 hours
Exam Time Limit
98.4%
Our Student Pass Rate

Interactive Life & Annuities Sample Questions

Try these 5 free sample questions below. Select an answer to see instant feedback and complete, structured explanations.

Life InsuranceBeneficiariesSample Q

The person or entity designated to receive the death benefit of a life insurance policy is the:

Premium Life & Annuities Exam Simulator

Failing the licensing exam means extra rescheduling fees, weeks of waiting, and delayed career launch. Secure your pass on the first try with our premium simulator.

Not sure? Try it for 60 minutes. Full refund within the first hour — just email us.

30-Day Plan

Perfect for fast, focused study right before your scheduled exam date.

$59

One-time payment, no recurring subscriptions

  • 100% Money Back Pass Guarantee
  • All 400+ practice questions
  • Unlimited timed mock exams
  • Frequently missed tricky question bank
  • 500+ dynamic flashcards
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90-Day Plan

Our standard option, giving you plenty of time to learn and build confidence.

$89

One-time payment, no recurring subscriptions

  • 100% Money Back Pass Guarantee
  • All 400+ practice questions
  • Unlimited timed mock exams
  • Frequently missed tricky question bank
  • 500+ dynamic flashcards

1-Year Plan

Excellent for students pursuing multiple licenses or studying at a very relaxed pace.

$129

One-time payment, no recurring subscriptions

  • 100% Money Back Pass Guarantee
  • All 400+ practice questions
  • Unlimited timed mock exams
  • Frequently missed tricky question bank
  • 500+ dynamic flashcards

Frequently Asked Questions (Life & Annuities)

Q:How do I pass the Oregon insurance exam?

To pass the Oregon insurance exam, you should complete a pre-licensing course (at least 20 hours for Life & Annuities), study the OR Insurance Code, and practice with high-quality exam questions. Aim for consistency above 80% on practice tests before scheduling your PSI appointment.

Q:What is the passing score for the Oregon insurance exam?

The passing score for most Oregon insurance exams is 70%. You will need to answer approximately 105 out of 150 questions correctly for the combined Life & Health exam.

Q:How much does the Oregon insurance exam cost?

The exam fee is approximately $65 per attempt, paid to PSI, the authorized testing provider for Oregon DFR exams. You must also pay for pre-licensing education and fingerprinting separately.

Q:Where can I take the Oregon insurance exam?

You can take the OR insurance exam at a PSI testing center in Oregon or via remote online proctoring from your home or office, subject to system requirements. Visit the PSI website to find a test center near you.

Q:What happens if I fail the Oregon insurance exam?

If you fail, you can retake the exam. There is generally no mandatory waiting period, but you must pay the exam fee again for each attempt. Use your score report to identify weak areas and focus your additional study there.

Q:Are there pre-licensing education requirements in Oregon?

Yes. Oregon requires at least 20 hours of approved pre-licensing education for a Life & Annuities license. Courses must be taken through an Oregon DFR-approved provider. It is highly recommended to complete a structured course before attempting the state exam.