North Carolina Accident & Health Insurance Exam Practice
Pass your North Carolina accident & health licensing exam on your first attempt. Practice with real exam-style questions, study explanations, and track your pass probability.
Taking the combined exam? We also offer a combined practice test on our North Carolina Life & Health Insurance Prep Hub.
North Carolina exam path
Practice for the Accident & Health license exam
Start with the free sample questions on this page, then take a longer practice test. Use the current North Carolina Department of Insurance resources to confirm exam registration, content, and licensing requirements.
Interactive Accident & Health Sample Questions
Try these 5 free sample questions below. Select an answer to see instant feedback and complete, structured explanations.
Which type of health care plan is characterized by having a primary care physician (PCP) who acts as a 'gatekeeper'?
Frequently Asked Questions (Accident & Health)
Q:How do I pass the North Carolina insurance exam?
To pass the North Carolina insurance exam, you should complete a pre-licensing course (at least 20 hours for Accident & Health), study the NC Insurance Code, and practice with high-quality exam questions. Aim for consistency above 80% on practice tests before scheduling your Pearson VUE appointment.
Q:What is the passing score for the North Carolina insurance exam?
The passing score for most North Carolina insurance exams is 70%. You will need to answer approximately 105 out of 150 questions correctly for the combined Life & Health exam.
Q:How much does the North Carolina insurance exam cost?
The exam fee is approximately $65 per attempt, paid to Pearson VUE, the authorized testing provider for NCDOI exams. You must also pay for pre-licensing education and fingerprinting separately.
Q:Where can I take the North Carolina insurance exam?
You can take the NC insurance exam at a Pearson VUE testing center in North Carolina or via OnVUE online proctoring from your home or office, subject to system requirements. Visit the Pearson VUE website to find a test center near you.
Q:What happens if I fail the North Carolina insurance exam?
If you fail, you can retake the exam. There is generally no mandatory waiting period, but you must pay the exam fee again for each attempt. Use your score report to identify weak areas and focus your additional study there.
Q:Are there pre-licensing education requirements in North Carolina?
Yes. North Carolina requires at least 20 hours of approved pre-licensing education for a Accident & Health license. Courses must be taken through an NCDOI-approved provider. It is highly recommended to complete a structured course before attempting the state exam.