To pass the New York P&C insurance licensing exam on your first attempt, follow this proven strategy: First, complete any state-required pre-licensing education or ethics coursework. Second, study the core P&C content areas systematically — automobile insurance, homeowners policy forms, commercial package policies (CPP), workers compensation, and New York-specific regulations. Third, complete practice questions until you consistently score 80% or higher. Fourth, focus extra time on New York-specific laws including the Insurance Code and local regulations. Finally, take full-length timed practice exams to build stamina and confidence.

The New York Property & Casualty insurance exam has approximately 150 multiple-choice questions with a time limit of 2.5 hours. A passing score of 70% is required. We recommend aiming for 80%+ on practice tests before taking the real exam.

The New York P&C exam covers automobile insurance (PAP/CAP), homeowners policy forms (HO-2, HO-3, HO-4, HO-6), dwelling policies (DP-1, DP-2, DP-3), commercial general liability (CGL), businessowners policies (BOP), workers compensation, and New York-specific Insurance Code provisions.

The New York P&C exam fee is approximately $33, administered by PSI. You can take it at authorized testing centers in New York or remotely via online proctoring.

Candidates must complete any New York required pre-licensing education hours or state law/ethics requirements, be 18+ years of age, pass a background check/fingerprinting if mandated by the state, and present valid government ID at the testing center.

If you fail the New York P&C exam, you can reschedule a retake after any state-mandated waiting period and payment of the re-examination fee. Review your score report diagnostic to focus on your weak areas before re-testing.