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New York Life & Annuities Insurance Exam Practice

Pass your New York life & annuities licensing exam on your first attempt. Practice with real exam-style questions, study explanations, and track your pass probability.

400+
Exam-Style Questions
70%
Passing Score Threshold
2.5 hours
Exam Time Limit
98.4%
Our Student Pass Rate

Interactive Life & Annuities Sample Questions

Try these 5 free sample questions below. Select an answer to see instant feedback and complete, structured explanations.

Life InsuranceGroup Life InsuranceSample Q

An employee who does not enroll in a group life insurance plan during the initial eligibility period and later wishes to join is considered a:

Premium Life & Annuities Exam Simulator

Failing the licensing exam means extra rescheduling fees, weeks of waiting, and delayed career launch. Secure your pass on the first try with our premium simulator.

Not sure? Try it for 60 minutes. Full refund within the first hour — just email us.

30-Day Plan

Perfect for fast, focused study right before your scheduled exam date.

$59

One-time payment, no recurring subscriptions

  • 100% Money Back Pass Guarantee
  • All 400+ practice questions
  • Unlimited timed mock exams
  • Frequently missed tricky question bank
  • 500+ dynamic flashcards
Most Popular

90-Day Plan

Our standard option, giving you plenty of time to learn and build confidence.

$89

One-time payment, no recurring subscriptions

  • 100% Money Back Pass Guarantee
  • All 400+ practice questions
  • Unlimited timed mock exams
  • Frequently missed tricky question bank
  • 500+ dynamic flashcards

1-Year Plan

Excellent for students pursuing multiple licenses or studying at a very relaxed pace.

$129

One-time payment, no recurring subscriptions

  • 100% Money Back Pass Guarantee
  • All 400+ practice questions
  • Unlimited timed mock exams
  • Frequently missed tricky question bank
  • 500+ dynamic flashcards

Frequently Asked Questions (Life & Annuities)

Q:How do I pass the New York insurance exam?

To pass, you need to study the New York specific content thoroughly, especially Insurance Law and Regulation 187. Complete a pre-licensing course and use our practice questions to reinforce your knowledge.

Q:What is the passing score for the NY insurance exam?

The passing score is 70%. You will need to answer approximately 105 questions correctly.

Q:Who administers the New York insurance exam?

The exam is administered by PSI Services.

Q:Is pre-licensing education required in New York?

Yes, New York requires completion of a pre-licensing course (20 hours for Life, 20 hours for Health, or 40 hours for combined) approved by the DFS.

Q:How much does the exam cost?

The exam fee is $33 per attempt.

Q:Where can I take the exam?

You can take the exam at a PSI testing center in New York or state-wide.