2026 Updated Syllabus

New York Life & Annuities Insurance Exam Practice

Pass your New York life & annuities licensing exam on your first attempt. Practice with real exam-style questions, study explanations, and track your pass probability.

4.8/5average rating

98%pass rate with Premium

Taking the combined exam? We also offer a combined practice test on our New York Life & Health Insurance Prep Hub.

750+

Exam-Style Questions

70%

Passing Score Threshold

2.5 hours

Exam Time Limit

98.4%

Our Student Pass Rate

Interactive Life & Annuities Sample Questions

Try these 5 free sample questions below. Select an answer to see instant feedback and complete, structured explanations.

Life Insurance • Life Insurance BasicsSample Q

What is the primary purpose of life insurance?

Premium Life & Annuities Exam Simulator

Every failed insurance licensing exam means extra fees, more waiting, and lost time. Don't risk it — practice the exact questions you'll see on the test.

Gift yourself the confidence you deserve.

Preparing for the combined exam? Get our combined practice tests on the New York Life & Health Hub.

Not sure? Try it for 60 minutes. Full refund within the first hour — just email us.

30-Day Pass Plan

Test soon? Dont risk failing. Pass with focused 30-day prep.

$69

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 700+ New York practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

90 Days Pass Plan

Need more time? Master everything at your own pace.

$89

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 700+ New York practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

365 Days Pass Plan

Full year access: Study on your schedule with no rush.

$129

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 700+ New York practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

New York

Pass This Month

30-day access - One-time payment

Test this month? Focused, fast prep to cover everything you need to know — and pass.

$69

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 700+ New York practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Pass with Confidence

90-day access - One-time payment

57% of our users prefer this option to ensure they pass on the first try.

$89

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 700+ New York practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

New York

Pass on Your Schedule

365-day access - One-time payment

The ultimate prep package. Study at your own pace for a full year with zero stress.

$129

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 700+ New York practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Secure checkout powered by Stripe

Email Message +1 (408) 549-4524

Frequently Asked Questions (Life & Annuities)

Q:How do I pass the New York insurance exam?

To pass, you need to study the New York specific content thoroughly, especially Insurance Law and Regulation 187. Complete a pre-licensing course and use our practice questions to reinforce your knowledge.

Q:What is the passing score for the NY insurance exam?

The passing score is 70%. You will need to answer approximately 105 questions correctly.

Q:Who administers the New York insurance exam?

The exam is administered by PSI Services.

Q:Is pre-licensing education required in New York?

Yes, New York requires completion of a pre-licensing course (20 hours for Life, 20 hours for Health, or 40 hours for combined) approved by the DFS.

Q:How much does the exam cost?

The exam fee is $33 per attempt.

Q:Where can I take the exam?

You can take the exam at a PSI testing center in New York or state-wide.