New Mexico Life & Health Insurance Cram Guide

New Mexico Insurance Exam Cheat Sheet

Unlock the official New Mexico Life & Health exam cram sheet to master key state regulations, policy definitions, and exam-day metrics. Or, start with our free New Mexico practice questions to test your knowledge.

What's Covered on the New Mexico Life & Health Exam

Key exam lines — know what each one tests

Life Insurance Line

Term, Whole, Universal & Variable Life policies
Annuities (fixed, variable, immediate, deferred)
Beneficiary designations & settlement options
Policy riders: waiver of premium, AD&D, COLA
Replacement rules & suitability requirements
Grace period: 31 Days (or 1 Month) | Free-look: 10 Days (Life/Health) (30 Days (Full Refund))

Health Insurance Line

Individual & group health, HMO, PPO, EPO, POS plans
Medicare Parts A, B, C, D & Medigap supplements
Medicaid & CHIP eligibility rules
COBRA, HIPAA, ACA & continuation provisions
Disability income: STD & LTD elimination periods
Grace periods: 7 / 10 / 31 days by premium mode

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New Mexico

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Pass Guarantee — 100% money back
All 750+ New Mexico practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

New Mexico

Ultimate Flexibility

365-day access - One-time payment

Perfect for studying at your own pace with zero pressure.

$129

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 750+ New Mexico practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

New Mexico

Pass with Confidence

30-day access - One-time payment

57% of our users prefer this option to ensure they pass on the first try.

$69

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 750+ New Mexico practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

Master the Exam

90-day access - One-time payment

78% of candidates select this plan to guarantee a passing score.

$89

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 750+ New Mexico practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

New Mexico

Ultimate Flexibility

365-day access - One-time payment

Perfect for studying at your own pace with zero pressure.

$129

Not a subscription, one time payment only

Pass Guarantee — 100% money back
All 750+ New Mexico practice questions (covers both Life & Health)
Unlimited mock tests
Tricky question bank (most commonly missed questions)
500+ Flashcards
Progress tracking + pass probability score
Priority support

Instant Access. Works on phone, tablet, or laptop.

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Frequently Asked Questions

Q:How many questions are on the New Mexico insurance exam?

The combined New Mexico Life, Accident & Health insurance exam (PSI Series 18-27) contains 150 questions with a 2-hour 30-minute time limit.

Q:What is the passing score for the New Mexico insurance exam?

To pass the New Mexico insurance licensing exam, you must achieve a score of 70% or higher.

Q:How much does the New Mexico insurance exam cost?

The examination fee is $75 per attempt, paid directly to PSI Services when scheduling.

Q:How long do I have to complete the New Mexico insurance exam?

You have 2 hours and 30 minutes (150 minutes) to complete the combined Life and Health exam in New Mexico.

Q:What happens if I fail the New Mexico insurance exam?

If you fail, you can reschedule immediately for another attempt through PSI by paying the standard examination fee.

Q:Do I need pre-licensing education for a New Mexico insurance license?

No. New Mexico law does not require mandatory pre-licensing education before taking the exam. However, comprehensive preparation is strongly recommended.