Mississippi Insurance Exam Cheat Sheet
Unlock the official Mississippi Life & Health exam cram sheet to master key state regulations, policy definitions, and exam-day metrics. Or, start with our free Mississippi practice questions to test your knowledge.
What's Covered on the Mississippi Life & Health Exam
Key exam lines — know what each one tests
Life Insurance Line
- Term, Whole, Universal & Variable Life policies
- Annuities (fixed, variable, immediate, deferred)
- Beneficiary designations & settlement options
- Policy riders: waiver of premium, AD&D, COLA
- Replacement rules & suitability requirements
- Grace period: 30 Days (or 31 Days) | Free-look: 10 Days (30 Days)
Health Insurance Line
- Individual & group health, HMO, PPO, EPO, POS plans
- Medicare Parts A, B, C, D & Medigap supplements
- Medicaid & CHIP eligibility rules
- COBRA, HIPAA, ACA & continuation provisions
- Disability income: STD & LTD elimination periods
- Grace periods: 7 / 10 / 31 days by premium mode
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Frequently Asked Questions
Q:How many questions are on the Mississippi insurance exam?
The combined Mississippi Life, Accident, and Health insurance exam contains approximately 150 multiple-choice questions administered by Pearson VUE. You have 2 hours and 30 minutes to complete it.
Q:What is the passing score for the Mississippi insurance exam?
To pass the Mississippi insurance licensing exam, you must achieve a score of 70% or higher.
Q:How much does the Mississippi insurance exam cost?
The examination fee is $52 for a combined line exam, payable to Pearson VUE upon scheduling.
Q:Do I need pre-licensing education in Mississippi?
Yes. Mississippi requires 20 hours of approved pre-licensing education per line of authority (40 hours total for combined Life, Accident, and Health).
Q:How many Continuing Education (CE) hours are required in Mississippi?
Mississippi resident producers must complete 24 hours of approved CE every two years, including at least 3 hours in Ethics. Up to 12 excess CE hours may be carried forward to the next cycle.
Q:Who regulates insurance in Mississippi?
The Mississippi Insurance Department (MID), headed by the elected Commissioner of Insurance, regulates the insurance industry in Mississippi.