2026 Updated Syllabus

Massachusetts Life & Annuities Insurance Exam Practice

Pass your Massachusetts life & annuities licensing exam on your first attempt. Practice with real exam-style questions, study explanations, and track your pass probability.

Exam-Style Questions

70%

Passing Score Threshold

2 hours 30 min

Exam Time Limit

98.4%

Our Student Pass Rate

Interactive Life & Annuities Sample Questions

Try these 5 free sample questions below. Select an answer to see instant feedback and complete, structured explanations.

Life Insurance • Life Insurance BasicsSample Q

What is the primary purpose of life insurance?

Premium Life & Annuities Exam Simulator

Failing the licensing exam means extra rescheduling fees, weeks of waiting, and delayed career launch. Secure your pass on the first try with our premium simulator.

Not sure? Try it for 60 minutes. Full refund within the first hour — just email us.

30-Day Plan

Perfect for fast, focused study right before your scheduled exam date.

$59

One-time payment, no recurring subscriptions

100% Money Back Pass Guarantee
All 0+ practice questions
Unlimited timed mock exams
Frequently missed tricky question bank
500+ dynamic flashcards

90-Day Plan

Our standard option, giving you plenty of time to learn and build confidence.

$89

One-time payment, no recurring subscriptions

100% Money Back Pass Guarantee
All 0+ practice questions
Unlimited timed mock exams
Frequently missed tricky question bank
500+ dynamic flashcards

1-Year Plan

Excellent for students pursuing multiple licenses or studying at a very relaxed pace.

$129

One-time payment, no recurring subscriptions

100% Money Back Pass Guarantee
All 0+ practice questions
Unlimited timed mock exams
Frequently missed tricky question bank
500+ dynamic flashcards

30-Day Plan

Fast, focused prep. Perfect if your exam is already scheduled for this month.

$59

One-time billing. Access ends in 30 days.

Pass Guarantee included
All 0+ Massachusetts exam questions
Unlimited full mock exams
Tricky & frequently missed questions
500+ Flashcards

90-Day Plan

Our recommended timeline. Build stamina, master tough topics, pass with ease.

$89

One-time billing. Access ends in 90 days.

Pass Guarantee included
All 0+ Massachusetts exam questions
Unlimited full mock exams
Tricky & frequently missed questions
500+ Flashcards

1-Year Plan

Ideal for studying without deadlines, or completing multiple licensing exams.

$129

One-time billing. Access ends in 365 days.

Pass Guarantee included
All 0+ Massachusetts exam questions
Unlimited full mock exams
Tricky & frequently missed questions
500+ Flashcards

Frequently Asked Questions (Life & Annuities)

Q:How many questions are on the Massachusetts insurance exam?

The combined Massachusetts Life, Annuities and Health insurance exam generally contains around 150 questions. You have 2 hours and 30 minutes to complete the combined exam.

Q:What is the passing score for the Massachusetts insurance exam?

To pass the Massachusetts insurance licensing exam, you must achieve a score of 70% or higher.

Q:How much does the Massachusetts insurance exam cost?

The exam fee is $49 for a combined line exam, paid directly to Prometric when you schedule.

Q:How long do I have to complete the Massachusetts insurance exam?

You have 2 hours and 30 minutes to complete the combined Life and Health exam in Massachusetts.

Q:What happens if I fail the Massachusetts insurance exam?

If you fail the exam, you must wait 24 hours before scheduling a re-examination. You must pay the full exam fee for each attempt.

Q:Do I need pre-licensing education for a Massachusetts insurance license?

No. As of a change in state requirements, Massachusetts state no longer requires candidates to complete a pre-licensing education course before taking the exam. However, comprehensive study programs are highly recommended.