Louisiana Life & Annuities Insurance Exam Practice
Pass your Louisiana life & annuities licensing exam on your first attempt. Practice with real exam-style questions, study explanations, and track your pass probability.
Taking the combined exam? We also offer a combined practice test on our Louisiana Life & Health Insurance Prep Hub.
Interactive Life & Annuities Sample Questions
Try these 5 free sample questions below. Select an answer to see instant feedback and complete, structured explanations.
What is the primary purpose of life insurance?
Frequently Asked Questions (Life & Annuities)
Q:How do I pass the Louisiana Life & Health insurance exam on my first try?
To pass the Louisiana insurance exam on your first attempt, follow a structured approach: First, master general life, health, and annuity concepts. Second, focus on Louisiana Insurance Code Title 22 covering producer licensing, replacement rules, CE requirements, and unfair trade practices. Third, practice with at least 400+ realistic exam questions until your average score reaches 80% or higher.
Q:How many questions are on the Louisiana insurance exam and what score is required?
The combined Louisiana Life & Annuities exam consists of 150 multiple-choice questions with a 3-hour time limit. A passing score of 70% is required.
Q:What topics are covered on the Louisiana insurance licensing exam?
The exam covers Life Insurance (policy types, provisions, riders), Health Insurance (medical expense, disability income, Medicare, LTC), Annuities (fixed, variable, indexed), General Insurance Concepts (risk, insurable interest, contract law), and Louisiana State Regulations (LDI licensing rules, replacement regulations, and unfair trade practices).
Q:How much does the Louisiana insurance exam cost and where is it taken?
The exam fee is $45 per attempt, payable to PSI Services. Tests can be taken at PSI test centers in Louisiana or online via remote proctoring.
Q:What are the continuing education (CE) requirements in Louisiana?
Louisiana requires resident producers to complete 24 hours of approved continuing education every 2 years, including at least 3 hours in ethics.
Q:What is the Louisiana Life & Health Insurance Guaranty Association coverage limit?
The Louisiana Life & Health Insurance Guaranty Association protects policyholders up to $300,000 for life insurance death benefits, $100,000 for life cash surrender values, $500,000 for health insurance claims, and $250,000 for annuity present value/cash surrender.