Connecticut Insurance Exam Cheat Sheet
Unlock the official Connecticut exam cram sheet to master key state regulations, policy definitions, and exam-day metrics. Or, start with our free Connecticut practice questions to test your knowledge.
What's Covered on the Connecticut Life & Health Exam
Two exam lines — know what each one tests
Life Insurance Line
- Term, Whole, Universal & Variable Life policies
- Annuities (fixed, variable, immediate, deferred)
- Beneficiary designations & settlement options
- Policy riders: waiver of premium, AD&D, COLA
- Replacement rules & suitability requirements
- Grace period: 30–31 days | Free-look: 10 Days (30 Days)
Health Insurance Line
- Individual & group health, HMO, PPO, EPO, POS plans
- Medicare Parts A, B, C, D & Medigap supplements
- Medicaid & CHIP eligibility rules
- COBRA, HIPAA, ACA & continuation provisions
- Disability income: STD & LTD elimination periods
- Grace periods: 7 / 10 / 31 days by premium mode
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Frequently Asked Questions
Q:How do I pass the Connecticut Life & Health insurance exam on my first try?
To pass the Connecticut insurance exam on your first attempt, follow a structured study plan: First, master general life, health, and annuity concepts. Second, focus on Connecticut Insurance Code Title 38a covering producer licensing, replacement rules, CE requirements, and unfair trade practices. Third, practice with at least 400+ realistic exam questions until your average score reaches 80% or higher.
Q:How many questions are on the Connecticut insurance exam and what score is required?
The combined Connecticut Life, Accident & Health exam consists of 150 multiple-choice questions with a 3-hour time limit. A passing score of 70% is required.
Q:What topics are covered on the Connecticut insurance licensing exam?
The exam covers Life Insurance (policy types, provisions, riders), Health Insurance (medical expense, disability income, Medicare, LTC), Annuities (fixed, variable, indexed), General Insurance Concepts (risk, insurable interest, contract law), and Connecticut State Regulations (CID licensing rules, replacement regulations, and unfair trade practices).
Q:How much does the Connecticut insurance exam cost and where is it taken?
The exam fee is $50 per attempt. Tests are taken at authorized testing centers in Connecticut or online via remote proctoring.
Q:What are the continuing education (CE) requirements in Connecticut?
Connecticut requires resident producers to complete 24 hours of approved continuing education every 2 years, including at least 3 hours in ethics.
Q:What is the Connecticut Life & Health Insurance Guaranty Association coverage limit?
The Connecticut Life & Health Insurance Guaranty Association protects policyholders up to $500,000 for life insurance death benefits, $100,000 for life cash surrender values, $500,000 for health insurance claims, and $500,000 for annuity present value/cash surrender.