California Accident and Health or Sickness Insurance Practice Test

Take a free California Accident and Health or Sickness insurance practice test with exam-style questions and detailed explanations. Review life policies, annuities, California Insurance Code, and the current CDI objective areas before your PSI exam.

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Preparing for another California license line? Review the California Life insurance exam, study both lines on the combined California Life, Accident and Health or Sickness exam page, or compare with the free national Life insurance practice test.

600+
Exam-Style Questions
60%
Passing Score Threshold
105 minutes
Exam Time Limit
98.4%
Our Student Pass Rate

California Accident and Health or Sickness Exam Details

California uses the official examination name “Accident and Health or Sickness.” PSI administers the computer-based exam for the California Department of Insurance. The separate-line exam contains 75 questions, allows 105 minutes, and requires a 60% score to pass.

What the California PSI Exam Covers

  • Medical expense policies and managed care plans
  • Disability income and related policy provisions
  • Individual and group Accident and Health coverage
  • Medicare, Medicare Supplement, and long-term care
  • California disclosure, replacement, and senior-protection rules
  • California Insurance Code, ethics, and unfair practices

How to Use This Practice Page

Start with the free questions to identify weak objective areas. Read the explanation after every answer, including questions you answered correctly.

Before your PSI appointment, complete timed 75-question practice sessions with a 105-minute limit. Use the current CDI examination objectives as your final checklist.

Need both license lines? Use the California combined exam practice page. You can also switch directly to the California Life insurance exam.

Free California Accident and Health or Sickness Practice Questions

Try California Accident and Health or Sickness questions covering core policy concepts and state exam objectives. Select an answer for instant feedback and a detailed explanation.

Health Insurance • HSAs HRAs and FSAsSample Q

An HSA account holder turns 65 and enrolls in Medicare. They withdraw HSA funds to pay for a new television. Which of the following describes the tax treatment of this withdrawal?

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Preparing for the combined exam? Get our combined practice tests on the California Life & Health Hub.

Not sure? Try it for 60 minutes. Full refund within the first hour — just email us.

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  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
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  • Pass Guarantee — 100% money back
  • All 600+ California practice questions (covers Accident & Health exam topics)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

7 Days Pass Plan

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  • Pass Guarantee — 100% money back
  • All 600+ California practice questions (covers Accident & Health exam topics)
  • Unlimited mock tests
  • Tricky question bank (most commonly missed questions)
  • 500+ Flashcards
  • Progress tracking + pass probability score
  • Priority support

Instant Access. Works on phone, tablet, or laptop.

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California Accident and Health or Sickness Exam FAQs

Q:How many questions are on the California Accident and Health or Sickness exam?

The California Accident and Health or Sickness examination has 75 questions and a 105-minute time limit. PSI administers the exam for the California Department of Insurance, and the passing score is 60%.

Q:What topics are tested on the California Accident and Health or Sickness exam?

Study medical expense insurance, disability income, individual and group coverage, Medicare, long-term care, policy provisions, managed care, and the California Insurance Code and ethics objectives that apply to Accident and Health agents.

Q:Is Accident and Health or Sickness the California health insurance exam?

Yes. Accident and Health or Sickness is the official California license and examination terminology commonly described as the health insurance exam.

Q:Is the California health exam separate from the Life exam?

California offers separate Life and Accident and Health or Sickness examinations as well as a combined examination. Take the separate health exam when you are applying for that license line without the Life license.

Q:How should I study for the California PSI health exam?

Follow the current California Department of Insurance Accident and Health or Sickness examination objectives. Practice policy provisions, disability, medical expense, Medicare, long-term care, and California rules in timed 75-question sessions.

Q:Where do I schedule the California Accident and Health exam?

Schedule through PSI for a California test center or remote online proctoring. Check the current PSI candidate bulletin and California Department of Insurance licensing instructions before your appointment.

Last updated September 2026