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Question 1 of 184
Health Insurance
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An HMO (Health Maintenance Organization) differs from a traditional indemnity plan primarily because:
A
A. HMOs cover only hospital stays, not outpatient care
B
B. HMOs require members to use a network of providers and typically require a primary care physician referral to see a specialist
C
C. HMOs charge higher premiums than all other plan types
D
D. HMOs pay providers on a fee-for-service basis
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