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Free New Jersey Property Insurance Practice Test
Question 1 of 10
Property Insurance
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Under an HO-3 (Special Form) policy in New jersey, which of the following perils is covered for personal property (Coverage C)?
A
Named perils specifically listed in the policy such as fire, theft, and windstorm
B
All risks/open perils except those specifically excluded
C
Flood and earth movement automatically
D
Wear and tear, rust, and smog
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