Insurance Concepts

Clear definitions, exam rules, and common traps for frequently tested Life and Health insurance topics.

Concept library

Study one rule at a time

Each guide pairs plain-language explanations with the distinctions most likely to appear in licensing-exam scenarios.

Life Insurance

Insurable Interest

Learn what insurable interest means in life, health, and property insurance, when it must exist, and how it appears on insurance license exams.

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Health Insurance

COBRA Continuation Coverage

Study COBRA qualifying events, qualified beneficiaries, election rules, costs, and common 18-, 29-, and 36-month exam scenarios.

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Health Insurance

Essential Health Benefits

Memorize the Affordable Care Act’s 10 essential health benefit categories and understand the details most likely to appear on a health insurance exam.

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Life Insurance

Beneficiary Definitions

Understand primary, contingent, revocable, irrevocable, per stirpes, and per capita beneficiary designations for the life insurance exam.

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